Let’s look at the key reasons that are pushing Upstart Holdings Inc (UPST) to new highs

Upstart Holdings Inc (NASDAQ: UPST) on Monday, soared 3.09% from the previous trading day, before settling in for the closing price of $48.54. Within the past 52 weeks, UPST’s price has moved between $20.60 and $96.43.

During the last 5-year period, the sales growth of Financial Sector giant was 57.98%. The company achieved an average annual earnings per share of 776.62%. With a float of $81.31 million, this company’s outstanding shares have now reached $93.47 million.

Let’s determine the extent of company efficiency that accounts for 1193 employees. In terms of profitability, gross margin is 100.0%, operating margin of -27.49%, and the pretax margin is -20.42%.

Upstart Holdings Inc (UPST) Breakdown of a Key Holders of the stock

Observing investor behavior towards Credit Services industry stocks is more important than anything else. The insider ownership of Upstart Holdings Inc is 13.23%, while institutional ownership is 62.64%. The most recent insider transaction that took place on Mar 03 ’25, was worth 34,045. In this transaction Director of this company sold 500 shares at a rate of $68.09, taking the stock ownership to the 18,156 shares. Before that another transaction happened on Feb 28 ’25, when Company’s Chief Legal Officer sold 15,507 for $65.12, making the entire transaction worth $1,009,767. This insider now owns 135,463 shares in total.

Upstart Holdings Inc (UPST) Recent Fiscal highlights

Wall Street market experts anticipate that the next fiscal year will bring earnings of 0.25 per share during the current fiscal year.

According to the Wall Street analysts, stocks earnings will be around 776.62% per share during the next fiscal year.

Upstart Holdings Inc (NASDAQ: UPST) Trading Performance Indicators

Upstart Holdings Inc (UPST) is currently performing well based on its current performance indicators. A quick ratio of 5.13 was reported for the most recent quarter. In addition, a publicly-traded company’s price to sales ratio for the trailing twelve months stands at 7.37. Likewise, its price to free cash flow for the trailing twelve months is 25.28.

For the trailing twelve months, Company’s Diluted EPS (Earnings per Share) is -1.46, a number that is poised to hit 0.17 in the next quarter and is forecasted to reach 2.22 in one year’s time.

Technical Analysis of Upstart Holdings Inc (UPST)

Looking closely at Upstart Holdings Inc (NASDAQ: UPST), its last 5-days average volume was 5.59 million, which is a drop from its year-to-date volume of 6.04 million. As of the previous 9 days, the stock’s Stochastic %D was 19.11%. Additionally, its Average True Range was 5.28.

During the past 100 days, Upstart Holdings Inc’s (UPST) raw stochastic average was set at 9.78%, which indicates a significant decrease from 18.79% during the past two weeks. Based on volatility metrics of the stock, it showed a historical volatility of 81.81% in the past 14 days, which was lower than the 105.72% volatility it showed in the past 100 days.

At the time of writing, stock’s 50-day Moving Average is $64.48, while its 200-day Moving Average is $49.32. However, in the short run, Upstart Holdings Inc’s stock first resistance to watch stands at $51.43. Second resistance stands at $52.83. The third major resistance level sits at $54.61. If the price goes on to break the first support level at $48.25, it is likely to go to the next support level at $46.47. Now, if the price goes above the second support level, the third support stands at $45.07.

Upstart Holdings Inc (NASDAQ: UPST) Key Stats

Market capitalization of the company is 4.69 billion based on 93,711K outstanding shares. Right now, sales total 636,530 K and income totals -128,580 K. The company made 218,960 K in profit during its latest quarter, and -2,750 K in sales during its previous quarter.